Are you the greatest risk your company may face in the future?
Are you prepared to lose one of your key executives?
Who keeps the lights on and the doors open when you can't work?
Do you offer employer paid benefits to incent your key executives?
What Does a Buy-Sell Agreement Do?An insured and properly funded buy-sell agreement accomplishes these things for you, your heirs, and your colleagues:
The executed buy-sell agreement establishes the how, how much, and when a business ownership interest transfers. It legally binds the parties to the execution of the agreement provisions. Life insurance and disability insurance provide the necessary funds to fulfill the agreement promptly, efficiently, and on a tax-preferable basis.
What is Key Person Insurance?Key person insurance is designed to insure the lives of your key executives. It helps you protect yourself, the company, and its creditors against the financial impact (loss) should one of your key executives suffer a disabling illness, injury, or premature death.
Are You Risking Your Business?Would it surprise you to know that you may be your company's single greatest risk? If you are the primary income driver, what happens if you suffer a disabling illness or injury and cannot work for a while (or perhaps permanently)?
Who drives the income necessary to keep the lights on, make payroll, pay vendors, and a host of other expenses that continue even when you can't work? Business Overhead Expense Plans provide coverage for the expenses of your business while you are out. These plans give you the time you need to recover or execute your disability buy-sell agreement provisions if you cannot return to work in the future. Reassure your employees and creditors of the continuity of your business. Let us help you keep the doors open following a disabling injury or illness.
Do you offer employer paid benefits to incent your key executives?Your senior executives play a vital part in the continued success of your organization. We'll help you to structure a compensation plan that reflects your company's culture and incentivises your employees by recognizing the value they bring to the table.
Are you offering your employees a financially secure future?Employee Retirement Plans are highly valued by employees and allow you to offer your employees the opportunity to invest in the financial security of their futures. Viewed as a highly valuable benefit by employees, retirement plans can play an important role in attracting and retaining the best qualified applicants to your company -- which will help grow your business.
With over three decades of experience, we can work with you to put together a plan that offers your current and potential employees a variety of options, including...